Auto Insurance Quotes in St. Louis, MO

Motor insurance or auto insurance is insurance that is purchased to cover motorcycles, trucks, cars and other on-road vehicles. It is designed to cover any financial liabilities that could come from an accident. Auto insurance policies can also protect individuals by providing financial compensation for injuries and damages that result from accidents. Some auto insurance policies can also cover against vehicular theft and damage caused by situations outside of conventional traffic collisions.

At St. Louis Insurance Company, we can obtain auto insurance quotes from several well-known insurance companies.

We will help you review these policies and determine which policy offers the coverage options you need at a price you can afford. To learn more about auto insurance policies or to request auto insurance quotes, you can all our office or contact us online.

Benefits of Auto Insurance Policies

While auto insurance is not required by law in Missouri, as it is in some states, almost anyone will tell you that getting an auto insurance policy for your vehicle is just good sense. Auto insurance protects you and your loved ones from costly, unexpected expenses in the form of repair bills and liabilities. While coverage varies from policy to policy, here are some benefits that auto insurance can provide.

• Provides for Financial Liabilities: In the case of a collision, lawsuits can be costly and stressful. Liability auto insurance, allows you to protect your finances if you are responsible for causing an accident by providing payment to the injured party.
• Protects Your Investment: As a vehicle-owner, you spend a lot of hard-earned money buying and maintaining your car. Auto insurance protects this investment.
• Offers Medical Coverage: Some auto insurance policies do not cover your car alone. They can also cover medical expenses that result from accidents for you and your passengers. Therefore, this provides much-needed financial aid in emergency situations, by lightening the burden on you and your family.
• Protects You from Uninsured Motorists: If you ever find yourself in a collision with a driver who is uninsured or under-insured, your auto insurance can cover the additional costs for the injuries you sustain or damages to your vehicle.
• Covers Vehicle Repair or Replacement Costs: Some comprehensive auto insurance policies will cover damages resulting from almost any situation. This includes vandalism, theft, and many natural disasters.

Common Mistakes People Make When Buying Auto Insurance

Buying auto insurance is not always easy. There are many different options to choose from, and many factors can influence the cost of your premiums. Here are some pitfalls to avoid when buying insurance for your vehicle in order to ensure you find a policy that best meets your needs.

• Not Reading the Policy: Many times, insurance agencies may try to offer you policies that you cannot understand. People sometimes fail to read the fine print or they simply cannot understand the jargon used. Our insurance agents can help you fully understand your policy options, so that you can make an informed and wise decision.
• Getting Minimum Coverage: In an effort to save money on premiums, many individuals will buy insurance policies that offer the minimum level of liability insurance. However, this can mean that you are not financially protected, and in the event of an accident, you can be left with large repair bills and expenses.
• Not Shopping Around: Different insurance carriers offer different rates and different types of policies. In order to make sure that you are getting a policy that meets your needs at the best rates possible, you should work with insurance brokers, like St. Louis Insurance Company, who can provide auto insurance quotes from a variety of carriers.

Request Auto Insurance Quotes from St. Louis Insurance Company

When you come to St. Louis Insurance Company for your auto insurance, you will receive the best insurance quotes and policies available on the market today. To find out more about the auto insurance policies we offer or to request a personalized quote, you can give us a call.